Your privacy is important to North Star Mystic. Please read this privacy notice carefully as it contains important information on who we are, how and why we collect, store, use, and share personal information, your rights in relation to your personal information and on how to contact us and supervisory authorities in the event you have a complaint.
WHO WE ARE
Brigit Esselmont Pty Ltd (doing business as Biddy Tarot, www.biddytarot.com or “the Site”) collects, uses and is responsible for certain personal information about you.
CHILDREN’S ONLINE PRIVACY PROTECTION ACT
This website and any products and services offered herein are not intended for persons under the age of 13. Biddy Tarot does not knowingly collect information from anyone under 13 years of age. Biddy Tarot prohibits children under the age of 13 from using all interactive portions of this website, including leaving any comments, filling out forms, or otherwise submitting information. Biddy Tarot will not knowingly collect personally identifiable information from children under 13. If Biddy Tarot learns it has any information or content from anyone under the age of 13, it will delete that information.
THE PERSONAL INFORMATION WE COLLECT AND US
a. Information Collected by Us
Biddy Tarot may collect, use, and is responsible for certain personal information that you provide when you voluntarily do any of the following:
(1) register on the Site, you may be asked to complete a registration form and provide personal information. You may also be asked to choose a user ID and password in order to take advantage of certain features on the Site or digital messaging services, such as newsletters or contests. Your decision to register is voluntary and you will have the opportunity to decide whether or not to disclose information to us and what communications you would like to receive; however, please note that many products and services available on the Site require registration and if you elect not to provide such information, you will not be able to take advantage of those products and services;
(2) provide details to join special mailing lists or databases if you’d like to receive information about, for example, certain products, we may collect your name, contact details, date of birth and information about your shopping or product preferences;
(3) make a purchase online or using an electronic device such as an iPad when you set up an online account, we will collect your name, contact details, order details, credit card details, address and we may also ask you to provide your date of birth and gender;
(4) provide information via social media pages such as providing your name or contact details via the Biddy Tarot Facebook pages, or our Twitter or Instagram accounts or other social media sites or Apps;
(5) attend a Biddy Tarot function or event, we will collect your name, contact details and any dietary or accessibility requirements;
(6) enter a contest, in online or printed format, we may collect your name and contact details along with your merchandise, service preferences, and answers. Participation is voluntary, and you will have the opportunity to decide whether or not to disclose information to the Site. Your personally identifiable information may be used to contact you for winner notification, prize delivery confirmation or other related purposes (see the rules of each contest for details about how your personal information will be used, including postings to the Site);
(7) participate in surveys, you may have to register and we may request personally identifiable information from you in conjunction with the survey. Participation is voluntary, and you will have the opportunity to decide whether or not to disclose information to the Site;
(8) send us an enquiry or provide us with feedback through our online form or via email, we will collect your name, contact details, details of your enquiry or feedback and information about our response.
(9) engage with or purchase products from third parties who deal with us, such as our Affiliates, or through third parties; and
(10) carry out assessment and analysis (for example market, customer and product analysis) to enable us to review, develop and improve the products or services which we offer.
The information collected may include your name, e-mail, address, phone number, date of birth, gender, billing information, information about your shopping or product preferences, and/or dietary or accessibility requirements. You are not required to provide any personally identifiable information to merely access or visit this website.
If you are located in the European Economic Area (EEA), we are regulated under the General Data Protection Regulation which applies across the European Union (including in the United Kingdom) and we are responsible as controller of that personal information for the purposes of those laws.
b. How we use your personal information
Biddy Tarot collects such information in order to send e-mails, fulfill orders, deliver services and products, complete customer transactions, oversee contests and promotions and improve website performance and customer service.
c. Who We Share Your Personal Information With Biddy Tarot respects your privacy and will never sell, trade or transfer your personally identifiable information to third parties (beyond what is necessary for fulfilling a customer transaction or for the basic functionality of an online service) without your consent.
In order for Biddy Tarot to send e-mails, fulfill orders, deliver services and products, complete customer transactions, oversee contests and promotions and improve website performance and customer service, we may, however, share your name, e-mail, address, phone number, date of birth, gender, billing information, IP address, website activity, information about your shopping or product preferences, and/or dietary or accessibility requirements with Amazon S3, Cloudflare, Cloudways, Deadline Funnel, Dropbox, EverWebinar, Facebook, Google, Mailgun, ManageWP, MyDocSafe, ONTRAPORT, PayPal, SendGrid, Slack, TimeTrade, Trello, WebinarJam, Xero, Zendesk, Zoho and Zoom. Some of those third-party recipients are based outside the European Economic Area— for further information including on how we safeguard your personal data when this occurs, see Transfer of your information out of the EEA.
Biddy Tarot may release personal information to enforce its Website Terms and Conditions of Use, other Terms and Conditions, manage its business, protect users or the general public, or to otherwise comply with legal obligations.
If you give Biddy Tarot your permission, it may also use personal identification information for internal or external marketing and promotional purposes.
On occasion, Biddy Tarot may collect personal identification information from you in connection with optional contests, special offers or promotions. Biddy Tarot will share such information with necessary third parties for the purpose of carrying out the contest, special offer or promotion. We will ask for your consent to such disclosure and use of such information, prior to your participation in the contest, special offer or promotion.
We will not share your personal information with any other third party.
d. Whether Information Has to Be Provided by You and Why
We do not require you to provide any personal data in order to visit our website. We will inform you when we collect it whether you are required to provide the information to us.
e. How Long Your Personal Information Will Be Kept
We will hold all non-client personal data until you let us know you would like for us to delete it or unsubscribe from our marketing contacts, which you are free to do at any time. We will hold all client and customer personal data in our files for seven years from the transaction date.
f. Reasons We Can Collect and Use Your Personal Information
Biddy Tarot collects and uses your personal information for the lawful bases listed in Section 3, paragraph a above.
USE AND TRANSFER OF YOUR INFORMATION OUT OF THE EEA
This website is operated in the United States and third parties with whom we might share your personal information as explained above are located in Australia, the United States, Brazil, Ecuador, Portugal, India, and the Philippines. If you are located in the EEA or elsewhere outside of the United States, please be aware that any information you provide will be transferred to the United States. By using this website, participating in any of its services and/or providing your information, you consent to this transfer.
These countries do not have the same data protection laws as the United Kingdom and EEA. While the European Commission has not given a formal decision that such countries provide an adequate level of data protection similar to those which apply in the United Kingdom and EEA, any transfer of your personal information will be subject to the derogation in Article 49 permitting non-repetitive transfers that concern only a limited number of data subjects, as permitted by Article 49 of the General Data Protection Regulation that is designed to help safeguard your privacy rights and give you remedies in the unlikely event of a misuse of your personal information.
If you would like further information, see “How to contact us” below. We will not otherwise transfer your personal data outside of the EEA or to any organization (or subordinate bodies) governed by public international law or which is set up under any agreement between two or more countries.
If you want to unsubscribe from receiving e-mails from Biddy Tarot, you may do so at any time. Each e-mail from Biddy Tarot includes instructions for unsubscribing from these e-mail communications.
If you are covered by the General Data Protection Regulation, you have a number of important rights free of charge. In summary, those include rights to:
Fair processing of information and transparency over how we use your use personal information
Access to your personal information and to certain other supplementary information that this Privacy Notice is already designed to address
Require us to correct any mistakes in your information which we hold
Require the erasure of personal information concerning you in certain situations
Receive the personal information concerning you which you have provided to us, in a structured, commonly used and machine-readable format and have the right to transmit those data to a third party in certain situations
Object at any time to processing of personal information concerning you for direct marketing
Object to decisions being taken by automated means which produce legal effects concerning you or similarly significantly affect you
Object in certain other situations to our continued processing of your personal information
Otherwise restrict our processing of your personal information in certain circumstances
You may also have the right to claim compensation for damages caused by our breach of any data protection laws.
For further information on each of those rights, including the circumstances in which they apply, see the Guidance from the UK Information Commissioner’s Office (ICO) on individuals’ rights under the General Data Protection Regulation, available at: https://ico.org.uk/for-organisations/guide-to-the-general-data-protection-regulation-gdpr/individual-rights/ .
If you would like to exercise any of those rights, please:
Email, call, or write to us
Provide us enough information to identify you
Provide us proof of your identity and address (a copy of your driver’s license or passport and a recent utility or credit card bill)
Provide us with the information to which your request relates
KEEPING YOUR PERSONAL INFORMATION SECURE
We have appropriate security measures in place to prevent personal information from being accidentally lost, used or accessed in an unauthorized way. We limit access to your personal information to those who have a genuine business need to know it. Those processing your information will do so only in an authorized manner and are subject to a duty of confidentiality.
We also have procedures in place to deal with any suspected data security breach. We will notify you and any applicable authorities of a suspected data security breach where we are legally required to do so.
Please note that any comments or information that you post on the website, including the Biddy Tarot website and social media pages, become public and third parties may use your information. Biddy Tarot is not responsible for any unauthorized uses by third parties in such context. You disclose such information at your own risk.
LINKS TO OTHER SITES
You may see advertising or other content on this website that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors or other third parties. Any products or services reached through a third-party link are subject to separate privacy policies. Biddy Tarot is not responsible for or liable for any content on or actions taken by such third-party websites.
HOW TO COMPLAIN
We hope that we can resolve any question or concern you raise about our use of your information.
If you are covered by the General Data Protection Regulation, you may lodge a complaint with a supervisory authority, in particular in the European Union (or European Economic Area) state where you work, normally live, or where any alleged infringement of data protection laws occurred.
CHANGES TO THIS PRIVACY NOTICE
HOW TO CONTACT US
DO YOU NEED EXTRA HELP?
If you would like this notice in another format (for example: audio, large print, braille) please contact us (see “How to contact us” above).
TERMS AND CONDITIONS OF USE
Please read these Terms and Conditions (“T&C”) carefully.
In these T&C, “Biddy Tarot” means Brigit Esselmont Pty Ltd, an Australian private company, doing business as Biddy Tarot and www.biddytarot.com. “You” or “you” means the purchaser of any goods or services from Biddy Tarot.
These T&C are a contract between Biddy Tarot and You.
You must agree to these T&C before you are permitted to use any Biddy Tarot e-course, one-on-one or group coaching, class, program, workshop, training, book, e-book, workbook or guide, obtain Biddy Tarot certification, attend a Biddy Tarot live event, or enter any online private forum or membership site operated by Biddy Tarot (for any purpose), whether on a website hosted by Biddy Tarot or a third-party website such as facebook.com (collectively “a Program”).
If you do not agree with these T&C, you may not use any part of a Program.
As used in these T&C, the term “Releasees” means the following: (i) Brigit Esselmont Pty Ltd, its subsidiaries, affiliated companies, owners, members, managers, directors, officers, past and present employees, agents, coaches, representatives, successors and assigns (collectively “the Company”); (ii) any Company volunteers and (iii) Brigit Esselmont.
NOTE TO MINORS: You must be at least 18 years old to open an account with Biddy Tarot or receive a tarot reading. Biddy Tarot also requires that You ask for permission from your parents before accessing any Program or Content. You acknowledge that your parent or guardian has reviewed, understood and agreed to the terms below
NOTE TO PARENTS/GUARDIANS OF MINORS: You acknowledge that you have reviewed, understood and agreed to the terms of this Agreement (such terms being interpreted as if they applied both to you and your minor child/ward) and have the legal authority to enter into this Agreement on behalf of your minor child/ward.
Children under the age of 13 are not permitted to use this Program. The Company hereby disclaims all liability for use by individuals under the age of 13.
All goods and services are charged in US dollars. For Australian residents, all prices are inclusive of Australian Goods and Services Tax.
All payment plans and subscriptions shall be paid by credit or debit card only. You give us permission to automatically charge your credit or debit card for all fees and charges due and payable to the Company, without any additional authorization, for which you will receive an electronic receipt. You also agree that the Company is authorized to securely share any payment information and instructions required to complete the payment transactions with its third-party payment service providers (e.g., credit card transaction processing, merchant settlement, and related services).
At the time of purchase, you must either pay for a product or course in full or sign up for a payment plan if offered. Courses include a series of modules; you cannot choose to pay for one module and not others.
If you are on a payment plan for our courses Master the Tarot Card Meanings (MTCM) or Read Tarot with Confidence (RTWC), you will gain access to one module per payment/week for seven (7) weeks. If you are on a payment plan for Grow Your Tarot Business Online (GYTBO), you will gain access to one module per payment/month for six (6) months.
If you fail to make payment in a timely manner in accordance with these T&C or voluntarily decide to withdraw from a Program at any time or for any reason, you will remain fully responsible for the full cost of the Program and all payments in any payment plan you choose.
If you fail to make any payment when it is due, your account status will be changed to “collections” and we will attempt to charge your credit or debit card every 2 days for 10 days. If payment is not received by the tenth day, we reserve the right to terminate your access to any Program and all Content immediately and permanently.
USERNAME AND PASSWORD
When you purchase any course from the Company, you will receive online access to that course for your personal use only for 12 months from the date of purchase, unless a refund is granted or you have failed to make a payment. Upon purchasing a course, you will receive one username and password for that course. Access to purchased courses is limited to one user.
During the Biddy Tarot Certification Program (BTCP) you’re encouraged to complete the MTCM and RTWC courses during Months 1-6 and submit your certification application during Month 7 and no later than Month 12. Program website access ends after 12 months and you will not be able to access the courses online after this date. For students joining before November 1, 2018, Community website access is included with the BTCP for 7 months. After Month 7, regular Community Rates apply. For students joining on or after November 1, 2018, Community website access is included with the BTCP for 12 months. After Month 12, regular Community Rates apply.
After you complete your training, you may submit your Certified Biddy Tarot Reader application no more than three times. After your third failed attempt, you will not be eligible to apply for certification, unless you re-take the BTCP (additional charges apply). We reserve the right to deny certification, even on the first attempt.
If you do not submit your Certified Biddy Tarot Reader (CBTR) application within 12 months after starting the program, you must purchase and complete the BTCP to apply again.
Once you have received your CBTR certification, there is no requirement to renew in order to maintain certification.
When you accept these terms and conditions by signing this Agreement, pay the Certification Program fee, and are approved as a Certified Biddy Tarot Reader, the Company will grant you a limited, non-exclusive, revocable, non-transferable license (the “License”) to use the Company name, “Certified Biddy Tarot Reader” and “CBTR” designations, logo, trademarks, service marks, Program, Content, and materials made available to you for tarot readings (collectively, the “Intellectual Property”). The Company will also provide a paper certificate suitable for framing and a premium listing with a link to your website on the online Biddy Tarot Directory for one year, provided you submit the necessary information within six months of being approved for certification. After the first year, the Company will include you in the online Biddy Tarot Directory with a basic listing (name only) at no charge; premium listings may be renewed for additional fees.
The Intellectual Property may only be used for your own tarot business and in no event shall you, or any person or entity that you authorize or control, use the Intellectual Property, for any other purpose, including, but not limited to, the sale of online courses, books, articles, publications, audio recordings, videos or other media, without the prior written consent of the Company.
You may not transfer, sublicense or assign the License and/or your rights to use the Intellectual Property. The Company may require you to stop using the Intellectual Property and may terminate all access to any Program or Content at any time, in its sole discretion. If you do not use the Biddy Tarot trademarks or service marks according to the quality control guidelines set forth in our Enrollment Policies your License may be terminated. The Company may modify, amend, supplement and/or replace the terms and conditions of this License in writing at any time.
The Term of the License will begin upon your approval as a Certified Biddy Tarot Reader by the Company and will end upon the earlier of (i) the Company’s termination of your License at any time if you should breach any of the terms of this License or termination by the Company for any other reason, in the Company’s sole discretion; (ii) your termination of this Agreement.
You may terminate this Agreement at any time and for any reason, but in no event will you be entitled to a refund of any portion of the Certification Program fees. Certification Program fees will not be prorated if you or the Company terminate this Agreement prior to completing the training or certification process.
Upon termination of the License, you shall cease using the Intellectual Property as soon as is feasible, and you agree to return and/or delete from all computers and other electronic devices any and all Intellectual Property (including any copies or reproductions) in your possession or control. Termination or expiration of this Agreement shall not extinguish any of the Company’s or your obligations under this Agreement (including, but not limited to, the obligation to pay the Certification Program fees) which by their terms continue after the date of termination or expiration.
You are not authorized and shall not represent that you have any power or authority, to bind the Company, contractually or otherwise, or to assume or to create any obligation or responsibility, express or implied, on behalf of the Company or in its name, or any other Company licensee.
You will be responsible for all resources, equipment, staff, or other materials necessary or required for your business. The Company will not be responsible or liable for providing you with any resources, personnel or materials other than those included with the Certification Program.
The Company reserves the right to change the event, including its date and location, at any time. Tickets for live events are not refundable but are transferable to another attendee by emailing the transferee’s full name and email address to at least three business days prior to the event. The Company reserves the right to prohibit entry or to eject any person from a live event if the Company, in its sole discretion, deems the attendee’s behavior to be unsafe, disruptive, offensive or inappropriate in any way.
Image Release: In registering for live events you grant permission for the Company to take and to have full and free use of video/photographs containing your image and/or likeness. You understand these images may be used for promotional, news, online/multimedia, research and/or educational purposes by and for the Company. You agree that you are not entitled to remuneration, residuals, royalties or any other payment in respect of your image/likeness or its use. You release, discharge, and hold harmless the Company and its agents from any and all claims, demands or causes of actions that you may hereafter have by reason of anything contained in the photographs or video. If you do not agree to the above image release, you must advise the Company by email as soon as possible at firstname.lastname@example.org.
TAROT READING DISCLAIMER
The Company provides access to tarot readers and tarot readings for entertainment and information purposes only.
Biddy Tarot is an online community for everyday people who read tarot cards. The information you receive on our website or through a tarot reading is provided for entertainment and information purposes only. You must be at least 18 years old to open an account with Biddy Tarot or receive a reading.
The Company is not responsible for actions taken by tarot readers (whether free or provided by Biddy Tarot Certified or Endorsed Readers).
Tarot readers on our website are not employed by Biddy Tarot and the Company is not responsible for the actions or omissions of any reader (including the contents of any reading) whether on our website or otherwise.
From time to time, the Company may endorse a tarot reader as having gained a level of skill and proficiency in reading and interpreting tarot cards. Availability of a tarot reader through our website, or endorsement of a particular tarot reader by the Company, does not guarantee the accuracy or results of any reading.
The Company is not responsible for how you use our website or information gained on, or through, it.
Your use of the information on our website or provided during a tarot reading (whether you pay for it or it is free), is subject to these Terms and Conditions and does not create a relationship with the Company or any of our directors, officers, employees or contractors. We have used reasonable efforts to ensure the accuracy and completeness of all content on the website. However, information on the website or delivered during a tarot reading (collectively, “Information”) is provided for entertainment and information purposes only and you should not rely on it to make important decisions. Information on the website or which is delivered in a tarot reading is not a substitute for hiring an appropriate professional advisor or seeking the advice or counsel of a qualified health care professional.
Neither the Company nor its tarot readers is responsible for your (or any other person’s) use of any Information. In no event will the Company or any tarot reader be liable for any direct or indirect damages however caused to you or any other person, even if the Company or a tarot reader is advised of the possibility of such damage.
- Biddy Tarot does not offer crisis or other counselling or professional advice of any nature.
Neither the Company nor any tarot readers provides any financial, legal, tax, investment, health, relationship, counseling or other professional services. A tarot reading should NOT be used as a substitute for seeking professional advice on any matter or professional care for the diagnosis and/or treatment of physical, mental or psychiatric illness or disorder. You should never avoid or delay seeking professional medical advice or other professional advice because of Information you read on our website or received during a reading. You should not rely solely on any Information you read on our website or received during a reading when making important decisions. You should consult with an appropriate professional advisor or health care professional before taking action based on any Information you read on our website or received during a reading, Your reliance on Information on the website or provided during a tarot reading is your responsibility and is solely your choice. The Company does not recommend or endorse any specific courses of action, products, procedures, treatments, medications, opinions, or other information that may be mentioned, discussed, or described on the Site or discussed in a tarot reading.
IF YOU ARE AT RISK FOR SUICIDE, HOMICIDE OR OTHER HARM OR INJURY, PLEASE CALL 000 (OR ITS EQUIVALENT WHERE YOU ARE LOCATED INCLUDING 911 IN THE UNITED STATES, 999 OR 112 IN ENGLAND AND 111 IN NEW ZEALAND) OR SEEK OTHER HELP (SUCH AS A CRISIS HOTLINE, HOSPITAL EMERGENCY ROOM OR DOCTOR’S CARE) IMMEDIATELY.
Tarot readers may refuse a request for a tarot reading.
The Company does not require tarot readers to accept all requests for a tarot reading and reserves the right to refuse a tarot reading to any person for any reason. If a tarot reader does not accept your request for a reading (free or otherwise), the Company will not intervene. Please accept the refusal graciously. You may request a reading from another tarot reader, subject to our time limitations.
OWNERSHIP OF THE CONTENT
The words, videos, voice and sound recordings, training materials, design, layout, graphics, photos, images, information, materials, documents, data, databases and all other information and intellectual property accessible on or through the Company website, any third-party website the Company may use to distribute or host a Program, and contained in e-mails sent to you by the Company, as well as the look and feel of all of the foregoing (“the Content”) is property of the Company and/or our affiliates or licensors, unless otherwise noted, and it is protected by copyright, trademark, and other intellectual property laws.
INTELLECTUAL PROPERTY RIGHTS
The Company’s Limited License to You
If you view, purchase or access any Program or any of the Content, you will be considered our Licensee. For the avoidance of doubt, you are granted a revocable, non-exclusive, non-transferable license for personal, non-commercial use only, limited to you only.
This means you may view, download, print, email and use one copy of individual pages of a Program and Content for your own personal purposes or your own business only. You may not republish, reproduce, duplicate, copy, sell, display, distribute to friends or family, or otherwise use any material from a Program or Content for commercial purposes or in any way that earns you money (other than by applying them generally in your own business). By downloading, printing, or otherwise using a Program or Content for personal use you in no way assume any ownership rights of the Content – it is still Company property. Any reproduction or unauthorized use of any materials found in a Program or Content shall constitute infringement.
You must receive our written permission before using any part of a Program or Content for your own commercial use or before sharing with others.
The trademarks and logos displayed on a Program or Content are trademarks belonging to the Company, unless otherwise indicated. Any use including framing, metatags or other text utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our written permission.
All rights not expressly granted in these terms or any express written license, are reserved by us.
Your use of any materials found in a Program or Content other than that expressly authorized in this agreement or by a separate written assignment, is not permitted (“Unauthorized Use”). You agree to pay liquidated damages of five (5) times the total fees paid for a Program in the event of your Unauthorized Use, or a minimum of $5,000 if you did not pay fees for a Program, in addition to any legal or equitable remedies the Company may be entitled to pursue. This is not a penalty but an agreed liquidated damages charge for the Unauthorized Use.
Your License to the Company
By posting or submitting any material in the Biddy Tarot community, Facebook group page, or during a Program or webinar, such as comments, posts, photos, designs, graphics, images or videos or other contributions, you are representing to us that you are the owner of all such materials and you are at least 18 years old. You are also granting us, and anyone authorized by us, an unlimited, royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, transferable worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display your contributions, in whole or in part, in any manner or medium, now known or developed in the future, for any purpose. This right includes granting us proprietary rights or intellectual property rights under any relevant jurisdiction without any further permission from you or compensation by us to you, or us identifying you as the source of your content.
You also consent to photographs, videos, and/or audio recordings, including teleconference calls, webinars, live events, or other communications, that may be made by the Company during a Program that may contain you, your voice and/or your likeness. In the Company’s sole discretion, we reserve the right to use these photographs, videos, and or/audio recordings and/or any other materials submitted by you to the Company or created by the Company in connection with your participation in any Program, without compensation to you at any time, now or at any time in the future.
You also grant us, and anyone authorized by us, the right to use your likeness and identify you as the author and individual depicted in any comments, posts, photos, images, videos or other contributions created by you or the Company, or by name, email address, or screen name, for any purposes, including commercial purposes and advertising. You acknowledge that we have the right but not the obligation to use any contributions from you and that we may elect to cease the use of any such contributions at any time for any reason.
We will let you know if we intend to share your content outside the Biddy Tarot Community. We will never share Tarot readings or details about Tarot readings, which are private and confidential.
This means you give the Company permission to use anything you submit or post in a Program or any third-party forum or website operated by the Company, or anything captured by the Company during your participation in a Program, including images in which your face is visible and recognizable.
Request for Permission to Use the Content
You may not use any of the Content, or other intellectual property or other property belonging to us without obtaining prior authorization from the Company. If you wish to seek the Company’s permission to use any of the Content, or any other intellectual property or property belonging to us, you should request permission in writing BEFORE you use the Content by sending an e-mail to email@example.com.
If you are granted permission by the Company, you agree to use the specific Content that the Company allows and only in the ways for which the Company has given you its written permission. If you choose to use the Content in ways that the Company does not specifically give you written permission, you agree now that you will be treated as if you had copied, duplicated and/or stolen such Content from us, and you consent to immediately stop using such Content and to take whatever actions as we may request and by the methods and in the time frame that we prescribe to protect our intellectual property and ownership rights in a Program and Content.
YOUR CONDUCT IN A PROGRAM AND IN THE COMMUNITY
Please choose carefully the materials that you upload to, submit to, or embed on any website operated by the Company and any third-party forums operated by the Company. Any material you post on the Company’s website or in any third-party forums operated by the Company may become public. You are responsible for your material and for any liability that may result from the material you post. You participate, comment, and post material at your own risk. Any communication by you on the Company’s website and any third-party forums operated by the Company, whether by leaving a comment, participating in a chat, public or private forum, or other interactive service, must be respectful. You may not communicate or submit any content or material that is abusive, vulgar, threatening, harassing, knowingly false, defamatory or obscene or otherwise in violation of any law or the rights of others. You agree to post comments or other material only one time.
The Company, in its discretion, may delete or modify, in whole or part, any post, comment or submission to the Company’s and any third-party forums operated by the Company. The Company does not, however, have any obligation to monitor posts, comments, or material submitted by third parties. The Company neither endorses nor makes any representations as to the truthfulness or validity of any third-party posts, comments, or material on the Company website or any third-party forums operated by the Company. The Company shall not be responsible or liable for any loss or damage caused by third-party posts, comments, or materials on the Company website and any third-party forums operated by the Company.
You are strictly forbidden from the following:
Causing damage to any Company website or third-party forums operated by the Company
Using any Company website or third-party forums operated by the Company for any unlawful, illegal, fraudulent or harmful purpose or activity
Using any Company website or third-party forums operated by the Company to copy, store, host, transmit, send, use, publish or distribute any spyware, virus, worm, Trojan horse, keystroke logger or other malicious software
Using any Company website or third-party forums operated by the Company to transmit, send or deliver unsolicited communications or for other marketing or advertising purpose
Systematically or automatically collecting data from any Company website or third-party forums operated by the Company
Sharing private and proprietary information from a Program with anyone else.
WARRANTIES AND GUARANTEES
Nothing in these T&C limits or restricts your ability to make a claim against us that may be available to you for our failure to comply with a guarantee under the Australian Consumer Law. To the extent permitted by the Australian Consumer Law and relevant state legislation, our sole obligation is to use our best endeavors to provide the products or to repair the products or repair or replace any part of a product which is found to be defective during one year after purchase. You are entitled to have the goods repaired or replaced if the goods fail to be of acceptable quality and the failure does not amount to a major failure.
When you acquire goods or services from us, Part 3-2, Division 1 of the Australian Consumer Law implies a number of guarantees that cannot be excluded. Subject to the Australian Consumer Law, to the fullest extent permitted by law:
(a) under no circumstances (including but not limited to any act or omission on the part of us) will we be liable for any indirect, incidental, special and/or consequential damages or loss of profits whatsoever which result from any use of or access to, or any inability to use or access, the products you purchase from us;
(b) we exclude all guarantees, conditions, warranties and terms implied by statute, general law or custom;
(c) in no event shall we be liable for any other claims or damages including, but not limited to, claims for faulty design, negligent or misleading advice, damages arising from loss or use of the products, and any indirect, special or consequential damages or injury to any person, corporation or other entity.
If the product is a product not ordinarily acquired for personal, domestic or household use or consumption, pursuant to s 64A of the Australian Consumer Law and similar provisions of relevant state legislation we limit our liability to payment of an amount equal to the lowest of:
(a) the cost of replacing the goods or services or supplying equivalent goods or services;
(b) the cost of repair of the goods;
(c) the cost of having the goods repaired or replaced.
To the extent permitted by the Australian Consumer Law, we are not liable for default or failure in performance of our obligations pursuant to this agreement resulting directly or indirectly from acts of God, civil or military authority, acts of public enemy, war, accidents, fires, explosions, earthquakes, floods, the elements, strikes, labor disputes, shortage of suitable parts, components, materials, labor or transportation or any other cause beyond our reasonable control.
To the extent permitted by the Australian Consumer Law, we are not responsible for any loss caused by an error or defect in the products or errors or faults caused by components supplied by any other person
REFUNDS, SUSPENSIONS AND EXTENSIONS
Refunds and exchanges are provided only as set forth below or as required by law. All refunds will be paid in the currency in which it was received by us and could take up to 10 days for processing. If you paid in a currency other than US dollars, you are liable for the costs of exchange.
For 14 days after purchase, the Company offers a “No Questions Asked” Refund for the following programs and products, if they are purchased directly from the Company:
Master the Tarot Card Meanings (MTCM)
Read Tarot with Confidence (RTWC), and
Grow Your Tarot Business Online (GYTBO)
Biddy Tarot Certification Program (BTCP)
Ebooks: Tarot Foundations, Ultimate Guide, and Card Meanings Workbook
Biddy Tarot Planner
If you receive a refund for a Program, you will immediately lose access to that Program. If you receive a refund for any product purchased, you must delete every copy of the product that you have downloaded as well as all copies you have placed on other devices or media.
Except as required by law, the Company does not offer refunds for:
Products purchased from sources other than the Company,
Membership (including partial months) in the Biddy Tarot Community,
Tarot Readings, or
Coaching sessions (https://www.biddytarot.com/work-with-me/)
If you would like to suspend your subscription to the Biddy Tarot online community, please email firstname.lastname@example.org.
Since we have a clear and explicit Refund Policy in these T&C that you have agreed to prior to completing the purchase of a Program, we do not tolerate or accept any type of chargeback threat or actual chargeback from your credit card company or payment processor. In the event that a chargeback is placed on a purchase or we receive a chargeback threat during or after your purchase, we reserve the right to report the incident to all relevant credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as a delinquent account which could have a negative impact on your credit report score. The information reported will include your name, email address, order date, order amount, and billing address. Chargeback abusers wishing to be removed from the database shall make the payment for the amount of the chargeback.
The Company reserves the right in its sole discretion to refuse or terminate your access to a Program and any Content, in full or in part, at any time without notice. In the event of cancellation or termination, you are no longer authorized to access the part of a Program or Content affected by such cancellation or termination. The restrictions imposed on you in these T&C with respect to a Program and its Content will still apply now and in the future, even after termination by you or the Company.
PERSONAL RESPONSIBILITY, ASSUMPTION OF RISK, DISCLAIMERS, AND INDEMNIFICATION
1) You acknowledge that, by using a Program or Content, you voluntarily assume an element of inherent risk, and knowingly and freely assume all risk and responsibility for injuries to any persons or damages to any property, and release, covenant not to sue, and hold Releasees harmless for any and all liability to you, your personal representatives, assigns, heirs and next of kin, for any and all claims, causes of action, obligations, lawsuits, charges, complaints, controversies, damages, costs or expenses of whatsoever kind, nature, or description, whether direct or indirect, in law or in equity, in contract or in tort, or otherwise, whether known or unknown, arising out of or connected with your (or your minor child’s/ward’s) participation in a Program, whether or not caused by the active or passive negligence of the Releasees.
In the event that the release and hold harmless provision is held unenforceable for any reason, you agree to limit any damages claimed to the total amount you paid the Company for a Program.
2) The Program and Content provide information and education only, and do not provide any financial, legal, medical or psychological services or advice. None of the Program(s) or Content prevents, cures or treats any mental or medical condition. The Program and Content are not intended to be a substitute for professional advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional. You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results. You should consult with a professional if you have specific questions about your own unique situation. The Company disclaims any liability for your reliance on any opinions or advice contained in a Program.
Earnings and Results Disclaimer. You agree that Company has not made and does not make any representations about the earnings or results you may receive as a result of your participation in a Program or Content. The Company cannot and does not guarantee that you will achieve any particular result or earnings from your use of a Program, and you understand that results and earnings differ for each individual. Testimonials published by us are independent and genuine, but they do not represent a guarantee or warranty of similar results.
3) From time to time, the Company may promote, affiliate with, collaborate or partner with other individuals or businesses whose programs, products and services align with ours. In exchange we may receive financial compensation or other rewards for these promotions. These will never be at any additional cost to you.
Real talk: although we are highly selective and only promote the partners whose programs, products and/or services we respect, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. Please use your own judgment to determine that any such program, product or service is appropriate for you, as you are assuming all risks, and agree that we are not liable in any way for any program, product or service that we may promote, market, share or sell on or through our Website.
Biddy Tarot is also a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
4) Any links to third-party products, services, or sites are subject to separate terms and conditions. The Company is not responsible for or liable for any content on or actions taken by such third-party company or website. Although the Company may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.
5) The Company tries to ensure that the availability and delivery of a Program and Content is uninterrupted and error-free. However, the Company cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction.
6) THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH A PROGRAM AND ANY CONTENT ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT A PROGRAM OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THE WEBSITE, INCLUDING MEMBERSHIP PAGES, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
7) THE COMPANY SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, A PROGRAM, INCLUDING ITS MATERIALS, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH A PROGRAM.
8) Security: Security for all personally identifiable information is extremely important to us. Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, the Company cannot ensure or warrant the security of any information you transmit via the internet. By transmitting any such information to the Company, you accept that you do so at your own risk.
9) Damage or Theft of Property: You understand and agree that the Releasees are not responsible for any personal item or property that is lost, damaged or stolen at or during any live event.
11) The Company controls and operates the Program(s) from offices in Australia, the United States, Brazil, Ecuador, Portugal, India, and the Philippines. The Company does not represent that materials on a Program are appropriate or available for use in other locations. People who choose to access a Program from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.
12) You agree to defend, indemnify and hold harmless the Releasees from and against any and all claims, damages, obligations, losses, liabilities, costs, debt and expenses (including but not limited to attorney’s fees) arising from or in connection with: (i) your use of a Program, Content or Intellectual Property in violation of these T&C, (ii) any breach by you of these T&C or any representation and warranty made by you herein, (iii) any comment, post, or material you submit to the Company’s website or any third-party forum or website operated by the Company, (iv) your use of Intellectual Property, materials, or features available on a Program or Content (except to the extent a claim is based upon infringement of a third-party right by materials created by the Company) or (v) a violation by you of applicable law or any agreement or terms with a third party to which you are subject.
13) You expressly agree that these T&C are intended to be as broad and inclusive as permitted by law and that if any portion is held invalid, it is agreed that it will be severed and the balance shall continue in full legal force and effect. This release is not intended as an attempted release of claims of gross negligence or intentional acts by Releasees. This is the entire agreement of the parties, and reflects a complete understanding of the parties with respect to the subject matter. This agreement supersedes all prior written and oral representations.
The Company may change, modify or update these T&C at any time without notice. Any access or use of a Program or Content by you after the Company publicly posts or distributes such changes shall constitute consent of such modifications. If you have any questions or concerns about these Terms, contact email@example.com.